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Common Misuse Of Money

Generally, most of us are just ordinary layman so a great part of finance management has to be learnt. How many times we stray from the original path and become a little extravagant spending too much and not being able to hold on till the next income appear?

Eating at a nice restaurant can take a toll on our wallets. It may burn a small hole if we entertain a big group of friends as the service charge and government tax comes to a 16% surcharge. We pay for new cars, handphones, houses instalments, are we left with surplus cash to cover any emergency need?

When we had a spring cleaning lately, we found a load of unused equipment, never worn new clothes, lots of expired sauces, a great lot of non-edible frozen foods, these are nothing but a wasted lot.

When we travel abroad, we must learn not to buy some useless sovenirs. They just collect dust sitting on the display shelves.

The home is the single greatest influence in the formation of character and personality of children. We should set a good influence to let the younger generation learn the cultural values and emphasis on money-well spent.

Richard & Catherine



Y3K Recipes Issue no.77

Y3K Recipes is a bilingual (English/ Chinese) gourmet magazine. Published bi-monthly in Malaysia. Retail available in West Malaysia, East Malaysia, Singapore and Brunei.

Overseas subscription, please e-mail us for detail.

Y3K Recipes issue no.77 available on 2nd March, 2014!

Contents in issue no.77:

Tubers & Root Vegetables


Nutritious Tubers & Roots

Recipes Using A Pressure Cooker

Herbal Recipes

Chinese Pastries

Food Hunt

Greening The Earth

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Last update 1st March, 2014, Y Three K Publisher. All rights reserved.